It’s a different view from the inside.
From the late 80’s through to early 2000’s it was gaming demand that drove the increase in PC requirements (RAM, Processor, and Graphics cards) because the big, new games needed just a bit more than was currently around.
That changed with the uptake of gaming consoles and games had to fit into what the consoles provided, so there was a much reduced demand for newer, bigger PCs.
Your use of AI is a fraction of what AI covers, but your choice is either use restricted cloud services or get a massive upgrade on your PC and do it at home
Couple this with a huge demand for RAM and Processors in those same AI Cloud services, plus Cloud storage and Processing means there’s a shortage of PC Chips that is raising the price because the manufacturers are focusing on supplying the Cloud data centres.